eCard by L4 terms of use


A. Parties. “You” and “your” refer to you, as a user of the Service.
A “user” is someone who accesses or in any way uses the Service.
“We,” “us,” and “our” refer to L4 & afriHuB. Throughout these Terms, “you” applies
to both individuals and entities that access or use our Services. If you are
an individual using our Services on behalf of an entity, you represent and
warrant that you have the authority to bind that entity to the Agreement
and that by using our Service(s), you are accepting the Agreement on
behalf of that entity.
B. Content. “Content” means text, images, photos, audio, video, and all
other forms of data or communication. “Your Content” means Content
that you submit or transmit to, through, or in connection with the Service,
such asphotos, videos and information.
C. Any heading, caption or section title contained herein, is provided only for
convenience, and in no way defines or explains any section or provision
hereof, or legally binds any of us in any way.

Our Purpose
Our services offer our users the ability to easily create beautiful and functional
online presence, to manage and promote businesses.

Legal Agreement
These L4 Terms of Use (“Terms of Use”), set forth the entire terms and
conditions applicable to each visitor or user (“User” our “you”) of the L4 Website,
the L4 mobile application (the “L4 App”) and/or any other services, applications
and features offered by us with respect thereto.
The L4 Terms constitute a binding and enforceable legal contract between Ltd. (“L4”, “us” or “we”) and you in relation to the use of any L4 Services
- so please read them carefully.
You may visit and/or use the L4 Services and/or the L4 App only if you fully agree
to the L4 Terms - and by using and/or registering to any of the L4 Services, you
signify and affirm your informed consent to these Terms of Use. If you do not
read, fully understand and agree to the L4 Terms, you must avoid or discontinue
all use of the L4 Services.

Your Account
use of our Services requires an account, you agree to provide us with complete
and accurate information when you register for an account and keep the
information current. This is important because sometimes we may need to send
you updates (for example, about changes to our Terms of Service or Privacy
Policy), or we may want to let you know about and make informed choices in
response to legal inquiries or complaints.

You will be solely responsible and liable for any activity that occurs under your
account. You are responsible for keeping your account information up-to-date
and for keeping your password secure.

You are responsible for maintaining the security of your account and any Service-
related website, store, or other content, and you are fully responsible for all
activities that occur under your account and any other actions taken in connection
with our Services. You shall not share or misuse your access credentials. You
must immediately notify us of any unauthorized uses of your account, digital
business card, or of any other breach of security. We will not be liable for any
acts or omissions by you, including any damages of any kind incurred as a result
of such acts or omissions.

we consider that to be an inquiry about our products and services, which means
that we may contact you to share more details about what we have to offer.
if you aren't interested in learning more, you can opt out of the marketing
communication, via email.

Minimum Age Requirements
Our Services are not directed to children. Access to and use of our Services is
only for those over the age of 13 (or 16 in the European Union). If you are
younger than this, you may not register for or use our Services. Any person who
registers as a user or provides their personal information to our Services
represents that they are 13 years of age or older (or 16 years or older in the
European Union).

Notwithstanding the above. L4&afriHuB does not contain sexual content, violence and any content that has an age limit on it.

You represent and warrant:

1. you confirm you own all rights in and to any content uploaded or provided by
you, such as, but not limited to, text, photo, video, audio

2. the User Content is (and will continue to be) true, current, accurate, non-
infringing upon any third party rights.

3. you have obtained all consents and permissions required under all applicable
laws, regarding the posting, transmission and publication of any personal
information and/or image or likeness of any person, entity or property which is
part of the User Content, and you will adhere to all laws applicable thereto.

4. fully comply with all applicable laws and any other contractual terms which
govern your use of the L4 Services including those specific laws applicable to
you or your End Users in your locations;

5. allow L4 to use in perpetuity, worldwide and free of charge, any version of
your User Platform (or any part thereof) for any of L4’s marketing and
promotional activities, online and/or offline, and modify it as reasonably
required for such purposes, and you waive any claims against L4 or anyone
on its behalf relating to any past, present or future

6. you agree to L4 to collect location data to enable "Distance filter" that filters eCards and messages according the radius from the current location chosen by the user

Fees & Payment
The use of Services subject to payment fees, as determined by L4 in its sole
discretion (“Paid Services” and “Fee(s)”, respectively). L4 will provide notice of such
Fees. you are required to pay all applicable Fees in advance.
L4 reserves the right to change its Fees at any time, upon notice to you. If you
received a discount or other promotional offer, L4 shall have the right to automatically
and without notice renew your subscription to such L4 Service at the full applicable
All Fees shall be deemed to be in U.S. Dollars, except as specifically stated
otherwise in writing by L4. To the extent permitted by law (and unless specified
otherwise by L4 in writing), all Fees are exclusive of all taxes (including value added
tax, sales tax, goods and services tax, etc.), levies or duties imposed by taxing
authorities (“Taxes”), and you shall be responsible for payment of all applicable

Taxes relating to your use of the L4 Services, or to any payments or purchases made
by you. If L4 is obligated to collect or pay Taxes for the Fees payable by you, and
whether or not such Taxes were added and collected from you for previous
transactions, such Taxes may be added to the payment of any outstanding Fees and
will be reflected in the Invoice for such transaction. We recommend that you verify
the existence of any additional fees you may be charged by third parties in
connection with the purchase of Paid Services or in connection with the renewal
thereof (such as international transaction fees, currency exchange fees or fees due
to banks or credit card companies). L4 is not responsible for any such additional fees
or costs.
As part of registering or submitting information to receive Paid Services, you also
authorize L4 (either directly or through its affiliates, subsidiaries or other third parties)
to request and collect payment  and service fees (or otherwise charge, refund or take
any other billing actions) from our payment provider or your designated banking
account, and to make any inquiries L4 or its affiliates may consider necessary to
validate your designated payment account or financial information, in order to ensure
prompt payment, including for the purpose of receiving updated payment details from
your payment, credit card or banking account provider (e.g., updated expiry date or
card number as may be provided to us by your credit card company).

If, at any time, we record a decline, chargeback or other rejection of a charge of any
payable Fees on your L4 account (“Chargeback”), this will be considered as a breach
of your payment obligations hereunder, and your use of the L4 Services may be
automatically disabled or terminated. 
In the event a Chargeback is performed, your User Account may be blocked without
the option to re-purchase or re-use it, and any data contained in such User Account,
including any domains, applications and Third Party Services may be subject to
Your use of the L4 Services will not resume until you re-subscribe for any such L4
Services, and pay any applicable Fees in full, including any fees and expenses
incurred by L4 and/or any Third Party Services for each Chargeback received
(including Fees for L4 Services provided prior to the Chargeback, handling and
processing charges and fees incurred by the payment processor). We reserve our
right to dispute any Chargeback received, including by providing the relevant credit

card company or financial institution with any information and documentation proving
that the User responsible for such Chargeback did in fact authorize the transaction
and make use of the services rendered thereafter.

L4 and/or its affiliated companies will issue an invoice or credit memo for any
payment of Fees or refund made to or by L4 (“Invoice”). For the purpose of issuing
the Invoice, you may be required to furnish certain Personal Information in order to
comply with local laws. Please note that the Invoice presented in your User Account
may be inadequate with your local law requirements, and in such case may be used
for pro forma purposes only.

Cancellation by User
You may discontinue to use and request to cancel your User Account and/or any L4
Services at any time, the effective date for cancellation of Paid Services shall be at
the end of such Paid Services subscription period. All provisions of the Agreement
which by their nature should survive termination shall survive termination, including,
without limitation, ownership provisions, warranty disclaimers, indemnity, and
limitations of liability.

Cancellation by L4
Failure to comply with any of the L4 Terms and/or to pay any due Fee shall entitle L4
to suspend (until full payment is made) or cancel your User Account and User
Platform (or certain features thereof), as well as the provision of any related L4
Services or Third Party Services to you. 

Loss of Data, Content and Capacity
If your User Account or any L4 Services or Third Party Services related to your User
Account are cancelled (whether at your request or at L4’s discretion), it may cause or
result in the loss of certain content, features, or capacity of your User Account,
including any User Content, End User data or other usage data retained therein, and
including any domain name reservation or registration that was included in such
Services (“Capacity Loss”). L4 shall not be liable in any way for such Capacity
Loss, or for saving a backup of your User Account, User Content or End User data.
Please also note that additional Fees may apply to re-activation of a User Account

and/or any L4 Services following their cancellation, as determined by L4 in its sole

L4 platform offer you to advertise your services or goods you are solely responsible
for your User Products and E-Commerce related activities, and any promotions and
related Content contained or referred to in your User Platform, and compliance with
any laws applicable thereto. We are merely providing the platform for you to manage
your online E-Commerce activities. We are not involved in your relationship and/or
any transaction with any actual or potential buyer of your User Products. 
You are solely responsible for any and all statements and promises you make and for
all assistance, warranty and support regarding the User Products, and shall provide
true contact information on your User Platform for any questions, complaints or

You may not offer or sell any User Products, or provide any information, Content or
material regarding User Products, which may be deemed hazardous, counterfeit,
stolen, fraudulent, offensive or abusive; which are prohibited for sale, distribution or
use; or which otherwise fail to comply with any applicable laws, including with respect
to consumer rights, intellectual property or privacy rights, product safety, trade
regulations and sanctions, support, maintenance and export.

L4 may, at any time and at its sole discretion, suspend, disable access to or remove
your User Platform and/or any User Products - whether or not incorporated,
published with or made a part of your User Platform at such time, without any liability
to you or to any End Users, including for any Capacity Loss resulted therefrom.

Intellectual Property

The Agreement does not transfer from L4 to you any L4 or third party intellectual
property, and all right, title, and interest in and to such property will remain (as
between the parties) solely with L4. Other trademarks, service marks, graphics, and
logos used in connection with our Services may be the trademarks of other third
parties. Your use of our Services grants you no right or license to reproduce or
otherwise use any L4 or third party trademarks.

We reserve the right to change, suspend or terminate any of the L4 Services, and/or
cancel your access to any of the L4 Services including removal of any materials
created by you for any reason and/or change any of the L4 Terms with or without
prior notice - at any time and in any manner.
You agree that L4 will not be liable to you or to any third party for any modification,
suspension or discontinuance of those L4 Services.
If any such changes involve the payment of additional Fees, we will provide you with
a notice of such Fees prior to enabling such specific changes.

We are constantly updating our Services and that means sometimes we have to
change the legal terms under which our Services are offered. These Terms may
only be modified by a written amendment signed by an authorized executive of L4,
or by the posting by L4 of a revised version. If we make changes that are material,
we will let you know by posting on one of our blogs, or by sending you an email or
other communication before the changes take effect. The notice will designate a
reasonable period of time after which the new terms will take effect. If you disagree
with our changes, then you should stop using our Services within the designated
notice period, or once the changes become effective. Your continued use of our
Services will be subject to the new terms.
Disclaimer of Warranties
Our Services are provided “as is.” L4 and its suppliers and licensors hereby
disclaim all warranties of any kind, express or implied, including, without limitation,
the warranties of merchantability, fitness for a particular purpose and non-
infringement. Neither L4, nor its suppliers and licensors, makes any warranty that
our Services will be error free or that their operation will be free of any viruses,

bugs or other harmful components or program limitations that access thereto will be
continuous or uninterrupted
L4 may at its sole discretion but however it shall have no obligation to do so,
screen, monitor or edit any user Platform and/or User Content, at any time and for
any reason, with or without notice.
Please note that L4 Services are currently offered in their BETA version, and
undergoing BETA testing. You understand and agree that L4 Services may still
contain software bugs, suffer disruptions and not operate as intended or
designated. Your use of the L4 Services at this BETA stage signifies your
agreement to participate in such L4 Services’ BETA testing.
Limitation of Liability
In no event will, L4, its officers, directors, shareholders, employees, affiliates and/or
agents shall not be liable to you for any direct, indirect, incidental, special, punitive,
exemplary or consequential damages whatsoever, including any damages resulting
from (1) errors, mistakes, or inaccuracies of or in any content; (2) any personal injury
or property damage related to your use of the L4 Services; (3) any unauthorized
access to or use of our servers and/or any personal information and/or other
information stored therein; (4) any interruption or cessation of transmission to or from
the L4 Services; (5) the use or display of any Content or User Content posted,
emailed, transmitted, or otherwise made available via the L4 Services; (6) events
beyond the reasonable control of L4, including any internet failures, equipment
failures, electrical power failures, strikes, labor disputes, riots, insurrections, civil
disturbances, shortages of labor or materials, fires, floods, storms, earthquakes,
explosions, acts of God, war, terrorism, intergalactic struggles, governmental actions,
orders of courts, agencies or tribunals or non-performance of third parties; and/or (7)
loss of use, data, profits, goodwill, or other intangible losses, resulting from the use or
the inability to use any or all of L4 Services.
You acknowledge and agree that these limitations of liability are agreed allocations of
risk constituting in part the consideration for L4’s services to you, and such limitations
will apply even if L4 has been advised of the possibility of such liabilities.


You agree to indemnify and hold harmless L4, its contractors, and its licensors, and
their respective directors, officers, employees, and agents from and against any
and all losses, liabilities, demands, damages, costs, obligations, losses, liabilities,
costs, debt and expenses (including attorneys’ fees) arising from: your violation of
any term of these Terms of Use or any other L4 Terms; your violation of any third
party right, including any copyright, access rights, property, or privacy right,
resulting from your digital business card and/or your use of the L4 Services and/or
any other type of claim that your User Platform and/or User Content caused
damage to a third party.